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Discover® Card Now Accepted For Cash Advances At Citibank
Discover Card Is Now Accepted At All U.S. Citibank Financial Centers and ATMs
September 26, 2002

RIVERWOODS, IL., September 26, 2002 … Discover Financial Services today announced that, as of September 1, Citibank is accepting the Discover® Card for cash advances at its approximately 450 Financial Centers and more than 2,000 ATM locations nationwide.

"We are very excited that Citibank has partnered with Discover Card," said Tom Dailey, senior vice president, Discover Financial Services, Inc. "This is great news for our Cardmembers who now have more locations than ever to access cash."

Citibank is a member of Citigroup (NYSE: C), the preeminent global financial services company with some 200 million customer accounts in more than 100 countries, which provides consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, insurance, securities brokerage, and asset management. Major brand names under Citigroup’s trademark red umbrella include Citibank, CitiFinancial, Primerica, Salomon Smith Barney, Banamex, and Travelers Life and Annuity. Additional information may be found at: www.citigroup.com.

Discover Financial Services, a business unit of Morgan Stanley, operates the Discover Card brands and the Discover Business Services network for its more than 50 million Cardmembers. Discover Business Services is the largest independent credit card network in the United States with approximately 4 million merchant and cash access locations. Additional information may be found at www.discovercard.com.

CONTACT:

Cathy Edwards
Discover Financial Services, Inc.
(224) 405-2008

Mark Rodgers
Citibank
(212) 559-1719


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